Self-paced online courses with transferable, HLC-accredited credit through Upper Iowa University. Paid directly from your Education Freedom Account through ClassWallet, with no out-of-pocket cost to your family.
Request My Invoice Browse eligible coursesHow It Works
New Hampshire EFA funds are spent through ClassWallet. PrereqCourses uses the Direct Pay process, so your family never fronts the money.
Choose the course or bundle that fits your student's goals and tell us who it's for. We email your itemized invoice within 2 business days.
Upload the invoice to your ClassWallet account using Direct Pay. The Children's Scholarship Fund NH, the EFA program administrator, reviews and approves the expense.
Once payment is released, we enroll your student in the next monthly start. Courses begin the 1st of each month and are self-paced, so your student works on their own schedule.
College coursework fits the EFA's qualifying expense categories under RSA 194-F, which include tuition and fees for online learning programs and higher education coursework. Our team walks you through your first ClassWallet submission step by step.
The Math
New Hampshire EFA awards typically run between $4,000 and $5,200 per student per year, deposited quarterly into ClassWallet. Here is what one three-credit college course looks like against a typical award.
Deposits per year. Funds land in ClassWallet quarterly, so there is a fresh balance every few months.
New Hampshire's EFA went universal in 2025, so every K-12 student in the state is now eligible.
Out of pocket. Direct Pay sends funds from ClassWallet straight to PrereqCourses. You never front the tuition.
Eligible Courses
Every course is delivered fully online, self-paced, and awards credit through Upper Iowa University on an official transcript. Two popular tracks for EFA families:
Foundational general education credits that transfer toward nearly any degree. The classic head start.
For teens aiming at nursing, PA, pharmacy, or other health careers: knock out the prerequisites that create waitlists later.
Over 100 courses are available across science, math, English, social science, and healthcare subjects. See the full catalog and pricing
EFA Eligibility
New Hampshire's EFA law spells out the expense categories families can spend on, and the Children's Scholarship Fund NH reviews every purchase. College coursework through PrereqCourses fits squarely inside the rules.
Qualifying EFA expenses under RSA 194-F include tuition and fees for online learning programs. PrereqCourses is a fully online, self-paced program, purpose-built for students learning from home.
The law also covers tuition and fees for college-level coursework. Credit for every PrereqCourses course is awarded through Upper Iowa University, a regionally accredited university.
PrereqCourses is registered and approved as an education provider with the Children's Scholarship Fund NH, and payments flow through the official ClassWallet Direct Pay process.
Every invoice lists the course name, subject, and credit hours, so the educational purpose is obvious to the reviewer. That keeps approvals clean and predictable.
Real Credit, Not a Certificate
What "HLC-accredited" means for your family
The Higher Learning Commission is one of the major institutional accreditors recognized by the U.S. Department of Education, the same category of accreditor that covers New Hampshire's own universities.
Because credit is awarded through an HLC-accredited university, it carries the same institutional standing as credit earned on a campus. When your student applies to college, these credits arrive on a real university transcript.
Questions Families Ask
Yes. New Hampshire's EFA law (RSA 194-F) includes tuition and fees for online learning programs and college-level coursework among qualifying expenses. Each purchase is reviewed by the Children's Scholarship Fund NH, the program administrator, when you submit the invoice through ClassWallet.
Plan on one to two weeks for review of a Direct Pay invoice, sometimes faster. We recommend submitting a few weeks before you want your student to start. Once payment is released, your student is enrolled in the next monthly start; courses begin the 1st of each month, so there is never a long wait for a semester to come around.
Yes. Our courses are self-paced and built for independent learners, and motivated high school students complete them successfully every term. There is no separate university admissions process to enroll in a course.
Credits are awarded through Upper Iowa University, which is HLC-accredited, and post to an official university transcript. Transfer decisions always rest with the receiving college, but regionally accredited general education credit is the most widely accepted category of transfer credit there is. We are happy to help you check a specific college's transfer policy before enrolling.
No. With Direct Pay, funds move from your ClassWallet account to PrereqCourses after the invoice is approved. You never front the tuition or wait on a reimbursement.
Deposits arrive quarterly, so a new installment may cover it soon. Many EFA families plan one to two courses per year around their deposit schedule, and we are happy to help you map it out.
Refunds of EFA-funded purchases are returned to your student's EFA account through ClassWallet within 30 days, in line with program rules. Our full refund policy is published on our site.
Tell us which course your student wants and we will email a ClassWallet-ready, itemized invoice within 2 business days, along with step-by-step submission instructions.
Your ClassWallet-ready, itemized invoice is on its way. We will email it within 2 business days, along with step-by-step submission instructions.
Questions first? Call 1-833-656-1651. We will walk you through your first ClassWallet submission.
